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                                                                                                                                                                3.7
                                                 
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| Reviews | 12 | 3 | 
| Category | Payment Processing | Payment Processing | 
| Description | 
                                         Cleva enables African freelancers and businesses to receive international payment for their service, while protecting themselves from local currency volatility. With a Cleva USD account, one can easily receive USD payment from anywhere in the world, spend via a card, pay bills, convert to local currency, and save in USD to hedge against local currency volatility.  | 
                                                                    
                                         Lucible is a combined checking and investment account that allows you to invest 100% of your money while still being able to spend it. Whenever you spend, we issue a loan in real time, using your investments as collateral, to cover the cost. This is the most capital and tax efficient way to manage your money. It's what the ultra wealthy already do to finance large purchases, and now you can do it for every day spending.  | 
                                                            
| Website | https://www.getcleva.com | https://luciblefi.com | 
| Positives | 
                                                                                                                             "The team uses it daily. Essential for our operations." 
                                            
                                                Nina Ebert MD - 5/5
                                             
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                                                                                                                             "The best solution we've tried for this use case." 
                                            
                                                Janae Nolan - 5/5
                                             
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| Negatives | 
                                                                                                                             "Missing important features we need for our workflow." 
                                            
                                                Prof. Nathanael Hagenes - 2/5
                                             
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                                                                                                                             "Had some issues with reliability and uptime." 
                                            
                                                Duane Thompson - 2/5
                                             
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| Details | View Full Review → | View Full Review → |