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Hi - Mark and Gab here! We met while working at Alt, a marketplace for collectibles, where we built a $200 million specialty finance business line. At Alt, we faced the complex challenges that come with servicing consumer loans. We spent countless hours and resources developing internal tools to manage loan payments, communicate with borrowers, and keep track of loan performance—all while ensuring a positive experience for our customers. However, after dealing with the headaches of manual data entry, fragmented systems, delayed payments, lack of personalized borrower engagement, and the stress of maintaining accurate records, we knew there had to be a better way to service consumer loans. So, we started Finosu to build the servicer we wish we had—an AI-powered consumer loan servicer designed to streamline and enhance every aspect of the loan servicing process. Our mission is to transform loan servicing into a seamless, efficient, and customer-centric experience. The operational cost of servicing loans reaches into the tens of billions a year and that is money out of the pocket of lenders, borrowers, investors, and ultimately the consumers as a cost of doing business – we are changing that.

RentFlow is the first ‘Buy Now Pay Later’ rent collection platform. In the US alone, ~ 50% of small & medium businesses, and ~ 15% of residents are behind on their rent. RentFlow’s mission is to decrease the financial and administrative burden of late rent for everyone. Thanks to our partner bank, we automatically pay property managers upfront for their rent & fees on the 1st of the month. Meanwhile, business owners and residents have the possibility to pay their rent in flexible installments that adapt to their cash flow needs. We also report timely installments to all major credit bureaus to help renters build their credit score fast while paying on their own schedule. RentFlow leverages Generative AI to provide a built-in rent collection agent and to unlock installment plans on an ongoing basis based on each tenant’s risk profile. With RentFlow, say goodbye to late rent once and for all.