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                                                                                                                                                                3.9
                                                 
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| Reviews | 14 | 12 | 
| Category | Payment Processing | Payment Processing | 
| Description | 
                                         Hi - Mark and Gab here! We met while working at Alt, a marketplace for collectibles, where we built a $200 million specialty finance business line. At Alt, we faced the complex challenges that come with servicing consumer loans. We spent countless hours and resources developing internal tools to manage loan payments, communicate with borrowers, and keep track of loan performance—all while ensuring a positive experience for our customers. However, after dealing with the headaches of manual data entry, fragmented systems, delayed payments, lack of personalized borrower engagement, and the stress of maintaining accurate records, we knew there had to be a better way to service consumer loans. So, we started Finosu to build the servicer we wish we had—an AI-powered consumer loan servicer designed to streamline and enhance every aspect of the loan servicing process. Our mission is to transform loan servicing into a seamless, efficient, and customer-centric experience. The operational cost of servicing loans reaches into the tens of billions a year and that is money out of the pocket of lenders, borrowers, investors, and ultimately the consumers as a cost of doing business – we are changing that.  | 
                                                                    
                                         At Village Labs, we help America's businesses become employee owned by helping them set up and manage an employee stock ownership plan (ESOP). ESOPs are a federal retirement plan that enable businesses to give their employees a stake in the company in exchange for significant tax benefits. With 2.9M Baby Boomer business owners set to retire in the coming years, there's a growing "Silver Tsunami" of businesses across the country in search of new ownership. For many of these owners, selling to their employees is a socially-minded yet financially pragmatic solution. By selling ownership of their business to an ESOP, owners get a fair price, tax benefits, and the satisfaction of knowing their employees and legacy will be taken care of — things not guaranteed with traditional buyers like private equity. In turn, employees retain their jobs and get shares in the business that can help them create life changing wealth by the time they retire — imagine an office secretary retiring as a millionaire. Thousands of businesses across America like Bob's Red Mill, Harpoon Brewery, and Recology already have an ESOP, benefiting over 14 million workers and creating 2.1 trillion in employee wealth. We're excited about the opportunity to massively grow these numbers by making it simple for every business to become employee owned.  | 
                                                            
| Website | https://www.finosu.com | https://villagelabs.app/ | 
| Positives | 
                                                                                                                             "Love the integration options. Works perfectly with our stack." 
                                            
                                                Ms. Tamara Howell - 5/5
                                             
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                                                                                                                             "Clean UI and powerful features. Exactly what we needed." 
                                            
                                                Prof. Magdalena Ruecker Sr. - 5/5
                                             
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| Negatives | 
                                                                                                                             "The interface is confusing and needs improvement." 
                                            
                                                Kiley Blick - 2/5
                                             
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                                                                                                                             "Overpriced for what you get. Better alternatives exist." 
                                            
                                                Prof. Alexander Ritchie V - 2/5
                                             
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| Details | View Full Review → | View Full Review → |