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We’re building Kontigo, a USDC Smart Neobank for Latinos in the U.S. and Latin America. We launched our Peer-to-Peer onramp 20 days ago and we’ve already had $540k in deposits, 10k active users and a +300k waitlist. The founding team has built and scaled fintechs in Latam, and it’s ex-Venmo, Nubank, Rappi, MercadoLibre, Ualá, Platzi, and Yuno. We’re already backed by DST Global, Soma Capital, Pioneer Fund, Transpose + 10 YC alums. Sending money to Latin America is just as painful as holding it due to the region's fragmentation into 33 countries with 39 different currencies. On one hand, cross-border payments to Latam are absurdly expensive (up to 20% per transaction). Conversely, over the past decade, currency depreciation across the region has become unsustainable. (some countries surpassing the trillion percent ). Kontigo solves this with a USDC global wallet & a BTC savings account. - Like Venmo, but on-USDC. - Like Zelle, but for cross-border payments. No limits. - Like Nubank & Revolut, but without inflationary currencies. Bitcoin-backed. User wallets are connected to an AI-private banker on WhatsApp to execute international USDC transactions.

We’re building the first AI-Native Compliance Firm for RIAs, wealth advisors, and fintechs. We're doing this by blending AI workflows with veteran ex-regulators so we can keep firms SEC/FINRA-ready in minutes, not days.