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| Rating | 
                                                                                     
                                                                                                                                                                        
                                                                                                                                                                                                                                
                                                                                                                                                                                                                                
                                                                                                                                                                                                                                
                                                                                                                                                                                                                                
                                                                                                                                                                3.3
                                                 
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                                                                                                                                                                3.7
                                                 
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| Reviews | 3 | 3 | 
| Category | Payment Processing | Payment Processing | 
| Description | 
                                         Assembly is an AI-enabled HOA management company on a mission to fix homeowner associations. Traditional HOA management is often reactive, confusing, and inefficient. Assembly takes a different approach by combining professional expertise with intelligent software to make communities run smoothly and decisions easier. We exist to build trust, create transparency, and ensure well-run communities that protect and enhance property values. Assembly simplifies day-to-day operations, automates routine tasks, and delivers the right knowledge at the right time. Our platform gives boards and homeowners clarity to make smarter, more confident decisions. We manage HOAs in San Francisco Bay Area and Greater Los Angeles.  | 
                                                                    
                                         Lucible is a combined checking and investment account that allows you to invest 100% of your money while still being able to spend it. Whenever you spend, we issue a loan in real time, using your investments as collateral, to cover the cost. This is the most capital and tax efficient way to manage your money. It's what the ultra wealthy already do to finance large purchases, and now you can do it for every day spending.  | 
                                                            
| Website | https://assemblyhoa.com | https://luciblefi.com | 
| Positives | 
                                                                                                                             "The team uses it daily. Essential for our operations." 
                                            
                                                Ms. Rahsaan Shanahan III - 5/5
                                             
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                                                                                                                             "The best solution we've tried for this use case." 
                                            
                                                Janae Nolan - 5/5
                                             
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| Negatives | 
                                                                                                                             "Performance issues during peak usage times." 
                                            
                                                Prof. Stacey Wilderman III - 1/5
                                             
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                                                                                                                             "Had some issues with reliability and uptime." 
                                            
                                                Duane Thompson - 2/5
                                             
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| Details | View Full Review → | View Full Review → |