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Lucible is a combined checking and investment account that allows you to invest 100% of your money while still being able to spend it. Whenever you spend, we issue a loan in real time, using your investments as collateral, to cover the cost. This is the most capital and tax efficient way to manage your money. It's what the ultra wealthy already do to finance large purchases, and now you can do it for every day spending.

RentFlow is the first ‘Buy Now Pay Later’ rent collection platform. In the US alone, ~ 50% of small & medium businesses, and ~ 15% of residents are behind on their rent. RentFlow’s mission is to decrease the financial and administrative burden of late rent for everyone. Thanks to our partner bank, we automatically pay property managers upfront for their rent & fees on the 1st of the month. Meanwhile, business owners and residents have the possibility to pay their rent in flexible installments that adapt to their cash flow needs. We also report timely installments to all major credit bureaus to help renters build their credit score fast while paying on their own schedule. RentFlow leverages Generative AI to provide a built-in rent collection agent and to unlock installment plans on an ongoing basis based on each tenant’s risk profile. With RentFlow, say goodbye to late rent once and for all.