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| Rating | 
                                                                                     
                                                                                                                                                                        
                                                                                                                                                                                                                                
                                                                                                                                                                                                                                
                                                                                                                                                                                                                                
                                                                                                                                                                                                                                
                                                                                                                                                                3.7
                                                 
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                                                                                                                                                                4.0
                                                 
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| Reviews | 3 | 8 | 
| Category | Payment Processing | Payment Processing | 
| Description | 
                                         Lucible is a combined checking and investment account that allows you to invest 100% of your money while still being able to spend it. Whenever you spend, we issue a loan in real time, using your investments as collateral, to cover the cost. This is the most capital and tax efficient way to manage your money. It's what the ultra wealthy already do to finance large purchases, and now you can do it for every day spending.  | 
                                                                    
                                         Yenmo offers a better way to access cash for India’s 65 million investors who either resort to personal loans at over 18% interest or have to liquidate their investments when in need of money. With Yenmo, they can pledge their investments digitally and instantly get a loan at a fixed 10.5% interest rate. Our Insight - In India, over 30% of personal loan borrowers have active investments and are paying double the interest rate they qualify for with us.  | 
                                                            
| Website | https://luciblefi.com | https://yenmo.in/ | 
| Positives | 
                                                                                                                             "The best solution we've tried for this use case." 
                                            
                                                Janae Nolan - 5/5
                                             
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                                                                                                                             "Great price point for the features offered." 
                                            
                                                Lucas Pouros - 5/5
                                             
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| Negatives | 
                                                                                                                             "Had some issues with reliability and uptime." 
                                            
                                                Duane Thompson - 2/5
                                             
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                                                                                                                             "Too complex for our needs. Not user-friendly." 
                                            
                                                Rigoberto Trantow - 2/5
                                             
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| Details | View Full Review → | View Full Review → |