LendUp Alternatives

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BankXLSX

Finance

BankXLSX simplifies financial data management by converting bank statements into organized Excel spreadsheets. Ideal for accountants, financial analysts, and business owners, this tool automates the tedious process of manual data entry. BankXLSX supports multiple bank formats and ensures accurate conversion with data validation, making financial record-keeping more efficient and error-free.

Powder is an AI tool that helps wealth advisors rapidly create sales proposals that are personalized for each prospective client. Using LLMs, Powder is able to automate a series of manual tasks such as understanding documents and conversations to create mind-blowing analysis that builds immediate trust. Powder has 3 main features to automate sales workflows - 1. Brokerage, tax and estate document parser thats fast and accurate. 2. Meeting notetaker thats able to capture personalized insights. 3. Portfolio analysis tool that optimizes portfolio returns, risk and fees. Our app saves hours of time and creates a pinpoint proposal that lifts a firm's ability to win new business.

Domu automates debt collection calls for the banks and insurance companies. We work with six Fortune 500 companies and win by doing what nobody else is willing to do.

We’re building the most advanced AI system for making decisions. Our mission is to build a fully autonomous hedge fund that matches the performance of the best portfolio managers on the planet.

Kastle is an AI voice agent for mortgage servicing. We help servicers collect payments, verify new borrowers, and qualify new loan inquiries over the phone. Rishi and Nitish met at UIUC where they graduated with degrees in systems engineering and computer science. Rishi was the founding Product Manager for Redfin’s Mortgage Marketplace at 22 and grew the business from $3M to $6M in revenue in 9 months. Nitish patented Verkada’s motion search system and was the youngest tech lead at the company at 23. While building Redfin's Mortgage Marketplace Rishi realized traditional lenders didn't have the infrastructure to service online inquiries and were losing customers. Nitish and Rishi are building Kastle to help traditional financial services companies better interface with their customers.

Clarus is a SaaS solution focused on Finance. Founded by Y Combinator alumni, this platform provides innovative tools and services to help companies streamline their operations and achieve their goals. Built with modern technology and user experience in mind, Clarus offers scalable solutions for teams of all sizes.

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Kontigo

Finance

We’re building Kontigo, a USDC Smart Neobank for Latinos in the U.S. and Latin America. We launched our Peer-to-Peer onramp 20 days ago and we’ve already had $540k in deposits, 10k active users and a +300k waitlist. The founding team has built and scaled fintechs in Latam, and it’s ex-Venmo, Nubank, Rappi, MercadoLibre, Ualá, Platzi, and Yuno. We’re already backed by DST Global, Soma Capital, Pioneer Fund, Transpose + 10 YC alums. Sending money to Latin America is just as painful as holding it due to the region's fragmentation into 33 countries with 39 different currencies. On one hand, cross-border payments to Latam are absurdly expensive (up to 20% per transaction). Conversely, over the past decade, currency depreciation across the region has become unsustainable. (some countries surpassing the trillion percent ). Kontigo solves this with a USDC global wallet & a BTC savings account. - Like Venmo, but on-USDC. - Like Zelle, but for cross-border payments. No limits. - Like Nubank & Revolut, but without inflationary currencies. Bitcoin-backed. User wallets are connected to an AI-private banker on WhatsApp to execute international USDC transactions.

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Keye

Finance

Keye is an AI software that lets private equity firms do due diligence for acquisitions faster and more accurately. Our customers can evaluate 10x more deals and fund better companies which leads directly to better returns/more alpha. -- Our system is the first of its kind to instantly generate complex, comprehensive data packs from raw data in any format, directly from the data room. This enables investors to gain an 80% understanding of a potential deal within moments, empowering them to say No to a deal earlier in the process and focus on high-potential opportunities. Traditionally, creating these detailed data packs, like cohort or retention analyses and customer roll-forwards, takes weeks, during which critical details may be overlooked, potentially costing funds millions in missed insights and poor decisions. -- Keye combines cutting-edge AI with deep private equity expertise to deliver powerful, multi-layered insights that go far beyond the simple summarizers and search functions offered by other tools. Our platform dives deep into both quantitative and qualitative due diligence data, offering high-impact analytics crafted specifically for private equity workflows. This isn’t just automation, it’s a purpose-built solution that uncovers actionable insights, fueling smarter decisions and driving true alpha.

Rulebase builds AI coworkers that help banks and fintechs review 100% of customer interactions in real time. Our agents flag compliance breaches, high-risk issues, and quality gaps across calls, chats, and emails, then route them to the right teammates. The result: up to 30% fewer escalations and QA cycles reduced from hours to minutes.

Shiboleth automates consumer lending compliance for financial institutions using AI. Banks and fintechs use us to save months of manual work by automating audits and drafting reports for the governments. LLMs allow whole categories of manual compliance processes to be automated in ways that weren’t possible until recently. We are excited to automate back-office operations and enhance consumer protection in one of the most litigious industries.

CollectWise automates consumer debt collection with AI. Our platform allows creditors and agencies to double their recovery rates while reducing collection costs by 75%.

We’re building a research lab that puts its ideas to the test in one of the most complex, information-rich environments in the world: the financial markets. Much of trading still depends on hand-crafted signals and intuition. We’re approaching it differently - from first principles. We design systems that learn, adapt, and improve with data. Our infrastructure is built to accelerate research: fast iteration loops, real-time feedback, and direct connection between ideas and outcomes. We’re starting with liquid markets like equities and options - high-dimensional, dynamic systems where traditional pipelines break down. Our goal isn’t just to model them better - it’s to build a platform for experimentation, where every result tightens the loop between theory and practice. If you care about learning systems, clean abstractions, and applying research in the wild - we’re hiring.

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Winford Wealth

Finance

We’re solving personal finances for a generation that’s been left to figure it all out alone. From managing cash to filing taxes to actually starting to invest, Winford gives everyone the real guidance and tools they need, all in one place. Download our app on the app store to get started! We also offer a cash account (AlphaCash) that goes beyond traditional and high yield savings accounts, allocating your idle dollars into high-quality, short-term bonds through money market funds, personalized for your taxes and goals. Included with Winford subscriptions or available on its own.

Team: Chaz: Founder of Fat Llama YC S17 - Acquired by Hygglo. Responsible for Business and Sales Arns: Founder of Fancy S20 - Acquired by Gopuff, Responsible for tech and product.

TokenOwl aggregates financial accounts in one place with trustless AI. It lets highly active traders calculate taxes with greater accuracy and generate AI powered insights about their portfolio. Users can execute trades with prompts, build custom dashboards, and query their logs in natural language.

Remo is building AI copilots for onboarding and compliance teams at financial institutions. We automate highly manual processes like KYB, AML, and Ongoing Monitoring.

For money managers to raise their next billion, they dedicate entire teams to spend days filling diligence questionnaires with recycled content. We do it in minutes using AI. Clients include Bridgewater, Coatue, Onex, Urban Partners, Yarra Capital, Axonic, NIAM, Raith Capital, Intl Farming, Hillsdale, White Oak, etc.

Sphinx automates the manual work of compliance analysts. Our AI agents make AML decisions, helping banks and fintech eliminate onboarding bottlenecks.

Greenboard is building a singular, AI-powered platform to handle management of the entirety of financial firms’ compliance programs, and eventually all back office processes. Today, financial institutions use Greenboard to detect risk using AI and to rip out and replace the bad legacy back office tooling they have wanted to get rid of for years. Greenboard's mission is to enable financial institutions to operate their back office teams at a higher standard, with half of the headcount. We’re starting with compliance

Tower accelerates transactional due diligence via an AI-powered, centralized diligence platform. By consolidating disparate diligence workflows, Tower helps lawyers stay organized, spot issues earlier, and close deals faster.

We’re building the first AI-Native Compliance Firm for RIAs, wealth advisors, and fintechs. We're doing this by blending AI workflows with veteran ex-regulators so we can keep firms SEC/FINRA-ready in minutes, not days.

The world’s most important organizations deserve the world’s best financial infrastructure. We’re here to make sure they do. At Givefront, we've built a modern financial management platform designed specifically for nonprofits. With real-time budgeting, built-in compliance, and easy integrations, we replace the spreadsheets and guesswork with smart, automated systems. By transforming financial operations from reactive to real-time, Givefront empowers nonprofits to control every dollar, protect every grant, and move their missions forward faster, with greater efficiency, transparency, and trust.

Dimely builds AI agents for B2B SaaS finance teams. Our agents automate and bring visibility to time-consuming and error-prone finance workflows so teams can stay lean and audit-ready. We do this by completing, logging, and reconciling the data work, including converting contracts to invoices, calculating overages, reconciling payments, and streamlining revenue recognition. We pride ourselves in our fast time to value. Dimely seamlessly slots into your existing workflows without requiring a rip and replace, meaning you'll immediately see results from Day 1. Stop spending hours on billing today!

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Centauri AI

Finance

Centauri AI is a modern ETL and Data Science platform for banks and investment firms, starting with Structured Finance. Financial firms heavily rely on Excel, PDF, and PPT files to exchange complex asset details, leading analysts to spend hours crunching the files and extracting insights. Moreover, these data files and reports cannot be easily reused due to poor data infrastructure. Powered by AI, our product cuts hours of data wrangling work down to minutes and makes it possible to query past data easily. This helps firms evaluate assets faster and win more deals. Since launching last month, we've started a pilot with a brokerage team at a public investment bank that now uses our product daily. Aiming to serve over 100,000 investment teams needing complex data analysis for alternative investments, this opens up a potential $5 billion market.